Kitchen Remodel Financing in Orlando Florida
You don’t have to worry about paying up front to have the Kitchen & Bath of your dreams. I4 Kitchen & bath offers financing alternatives that start at affordable monthly payments.
Kitchen Remodel Financing Near me
You don’t have to worry about paying up front to have the Kitchen & Bath of your dreams. I4 Kitchen & bath offers financing alternatives that start at affordable monthly payments.
Do you have questions about kitchen financing options or need help with kitchen renovation services? We are here to help! Please fill in the contact form below or if you need immediate assistance please call us at (407) 246-0636.
Financing Option With Regions / Enerbank
Option 1: 0% Loan Code: DCM2436 / 0% interest for 12 months*.
Option 2: Traditional Loan code: DCM2422 / Traditional rates apply*. Contractor # 971
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12-Month Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2024, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
9.99% APR
7-Yr Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 84 monthly payments of $16.95 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Financing Option with Hearth
Monthly Payment options. See Rates
Benefits of Financing Your Kitchen Remodel
Financing your kitchen remodel can provide several advantages:
- Spread out the cost over a manageable monthly payment plan that fits your budget, allowing you to keep cash on hand for other expenses or emergencies.
- Take advantage of promotional interest rates or same-as-cash offers that can save you money on interest charges.
- Enjoy your new kitchen sooner without having to wait years to save up the full amount required for the renovation.
- A great kitchen remodel can be a focal selling point that attracts buyers if you decide to sell your home.
- Save big on energy bills with new, efficient appliances and better insulation.
- Increase your home’s value with a modern, updated kitchen space.
With the flexible financing options available through I4 Kitchen & Bath, you can make your dream kitchen a reality without putting an excessive strain on your finances.
KITCHEN & BATH REMODEL FINANCING
The most expensive part of a kitchen remodel is typically the cabinetry, which can account for 30-50% of the total project cost. Other major expenses include countertops, appliances, and labor costs.
Kitchen remodels can be expensive due to the potential need for structural changes, the high cost of quality materials, and the complexity of the various components involved (electrical, plumbing, etc.).
Some popular ways to finance a kitchen remodel include personal loans, home equity loans/lines of credit, cash-out refinancing, and credit cards. Each option has its pros and cons in terms of interest rates, fees, repayment timelines, and credit requirements. Our team can help you explore the best financing solution for your needs.
$5,000 budget is quite limited for a full kitchen remodel, it can allow for some smaller updates and cosmetic changes. Options may include refinishing cabinets, replacing hardware, installing a new faucet or lighting, painting, and budget-friendly updates to countertops or flooring in a small kitchen.
For most homeowners, a kitchen remodel is well worth the investment. Not only does it create a beautiful, functional space for cooking and entertaining, but it can also significantly increase your home’s value and appeal to future buyers. Well-executed kitchen remodels tend to provide a high return on investment.
A kitchen remodel loan is a type of financing specifically designed to help homeowners pay for the cost of renovating their kitchen. These loans can come in various forms, such as personal loans, home equity loans, or contractor financing programs.
Pros of a personal loan include fixed interest rates, set repayment timelines, no home equity required as collateral, and funds can be used for any purpose. Cons may include higher interest rates than secured options, shorter repayment periods, and strict credit requirements.